Sunday, December 12, 2010
ICBC raised 900 million yuan to the claims cited CPIC external shock.
<P> Keywords: ICBC claims shock Pacific Insurance billion emergency rescue operations, as was temporarily previous paragraph, "5.12" Wenchuan earthquake after the loss of inventory as the current focus of business. .</ P> <P> Regrettably, however, according to our reporter in Chengdu, Mianyang and other places in the extensive investigation, the majority of reconstruction once glamorous business, but missed with commercial insurance. .According to the provisions of the CIRC, the earthquake risk is incurred as a need independent, separate terms of additional insurance charges, so the majority of corporate property insurance companies will insure its neglect. .</ P> <P> However, this does not become a financial catastrophe insurance companies in the fortunate in this reason. .With the end of May, industrial and commercial bank branches in the Pacific earthquake damaged up to 900 million yuan Mao made the insurance claim, a master policy contains a huge risk in the outside world has finally caused a great shock. .</ P> <P> an unnamed insurance company executives said over the past few years, the risk of large items cheap shopping Mainland insurance companies, will eventually put to the test in the disaster. .</ P> <P> three bank master policy </ P> <P> master policy is rare in this catastrophe of earthquake affected areas included the policy. .</ P> <P> According to report, as of this writing, there are three master policy to purchase a national banking institutions to its network to cover the property damage insurance claims initiated by the insurance company. .</ P> <P> The first is the Agricultural Development Bank, the principal insurer Ping An Property & Casualty. .The bank collapsed building in Beichuan County agencies, the office network Dujiangyan and other places there have been great damage. .</ P> <P> 5 21, in conjunction with property & casualty insurance brokerage Fang Jincheng take brokers to the line in Beijing, delivered the claims. .Ping An Property & Casualty near the sources, for the bank's outlets in Beichuan County, the company at a total loss of 200 million standard compensation paid, and damaged buildings in Dujiangyan, etc. will be used for pre-pay treatment. .</ P> <P> property & casualty insurance in the first payment of compensation, quickly caught the attention of brokers. .May 23, in Chiang synergy of brokers, as the Industrial and Commercial Bank of 太平洋产险 former chief insurer paid compensation of 1,000 yuan; May 26, PICC, general manager of Sichuan Province, Chen Xianyi also .will be a 11 million yuan of corporate property insurance claims checks sent to the China Construction Bank (7.17,0.07,0.99%, right) branch in Sichuan Province. .</ P> <P> is worth mentioning that, for the ICBC and China Construction Bank, the two are prepaid insurance company to pay compensation. .Brokerage industry sources said the final amount of the actual Peifu, or much larger than the advance itself. .</ P> <P> example, the person said to ICBC, for example, the earthquake in the Pacific Insurance reports loss of gross amount raised, he as much as 9 billion. .</ P> <P> although based on past experience, through a series of survey and He Pei, insurance companies, the amount ultimately paid to the insured or the damage is far less than the amount originally reported, but the amount of days will still troubled by the potential loss of the insurance .the company's ability to pay. .</ P> <P> and a similar number of major projects is the time of the master policy, the underwriting banks are also a number of insurance companies by the co-insurance in the form of eating. .Industrial and Commercial Bank of underwriting in the structure, as chief of an insurer Pacific Insurance occupy about 40% share, 30% of TPI's share of commitments, the two insurance companies will be the largest single claim this price are the main pay. .</ P> <P> So far, the reporter did not get the other two commercial banks reported gross loss amount. .However, in China Construction Bank, People's Insurance led the body of co-insurance, as well as Ampang Insurance, Pacific Insurance and other companies on the scene. .</ P>.
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