Princess Wenna trampoline financial planning recommendations.

<P> Tags: trampoline champion cornucopia princess Wenna Guangzhou Olympic champion financial planning financial planning financial planner group Li Zhou Hang Yang Zhufeng </ P> <P> beautiful movement, beautiful gold, beautiful smile. .The evening of 18 August 2008, 19-year-old Wenna in the "aerial ballet" reputation on the trampoline final project, showing a beautiful gesture of air, high-floating action and a good sense of rhythm, to score 37.80 points for the Chinese trampoline .team won its first Olympic gold medal. .Listening to the melodious "Jasmine" presentation music, Wenna shining. .</ P> <P> became China's first trampoline Olympic champion at the same time, Wenna his name will be permanently written into the history of the Chinese trampoline, Known as the "trampoline Princess." .Since then, her wealth of history will turn a new page, how she would write it? .</ P> <P> one Wenna Personal History </ P> <P> Wenna into Fujian Province in 1995, sports team, the main gym and techniques, and transferred to trampoline program. .In 2002 the national team. .</ P> <P> 1995 Longyan in Fujian Sports School began training in gymnastics, coach Cao Hung </ P> <P> 1996 entered the Fuzhou sports team gymnastics, the coach Feng Luo </ P> <P> 1998 was transferred to .skills, coach Chen Yun </ P> <P> 1999 was transferred to trampoline, coach Zhuoxian Lin, Ma Junyang </ P> <P> 2007 and entered the national trampoline team coach Hu Xinggang </ P> <P> of the results achieved: </ .P> <P> 2005 年 Tenth National Women's Team Championship </ P> <P> 2007 Trampolinists in Trampoline World Championships women's team title online </ P> <P> 2007 International Invitational Women's Individual Trampoline Runner-up </ P> <P .> 2008 Beijing Olympic Games women's individual trampoline final of Champions </ P> <P> two basic family circumstances and financial position </ P> <P> Wenna was born in January 1989, from Fujian Longyan Hakka. .She is the only child at home, parents are ordinary workers, his family should be general. .</ P> <P> Wenna only in recent years in international and domestic competitions temporarily exposed, there is no ad revenue, part of our elite Olympic champion upstart defined, the total assets of 1.5 million -500 million. .</ P> <P> three integrated financial goals </ P> <P> Wenna is still young, not too many concepts of financial management, easy with the nature of spending. .Therefore be more contact with the financial knowledge and ideas, develop good habits of consumption and investment. .And the athlete's income is short, short sports career earnings to convert the assets can continue to add value. .</ P> <P> four, risk assessment and the expected rate of return </ P> <P> risk assessment: Wenna no financial management experience, and for the first time to win an Olympic champion, with total assets of small, stable type of investment should be selected portfolio. .</ P> <P> expected rate of return experience value: </ P> <P> real estate is expected to yield 5% </ P> <P> Monetary Fund's expected return rate of 3% </ P> <P> bank financial .products expected rate of return 5% </ P> <P> bond funds expected to yield 5% </ P> <P> equity funds is expected to yield 10% </ P> <P> Fifth, financial planning .and suggestions </ P> <P> 1, the cash plan - proposes to set aside 3-6 months of living expenses as an emergency reserve fund. .</ P> <P> 2, the insurance plan - health is the basis for continued athletic career, insurance is the protection of health and a better life. .And athletes in training and competition more easily than the common people were injured, often by public transport between cities in different countries. .In order to ensure the health and safety requirements, the proposed purchase of 500,000 accidents and accident medical insurance, 50 million and 50 million life insurance critical illness insurance. .</ P> <P> 3, estate planning - Wenna early age, do not purchase their own needs. .But the only child at home, in the case have the ability to live a better life for parents are duty-bound to do. .Can be 35% of total assets for the purchase of real estate to improve the living conditions of the parents. .And now prices have come down, lower prices in the real estate market in the long term return on investment and security will be relatively high. .</ P> <P> 4, financial estate planning - the main purpose is to achieve financial goals in life while achieving financial freedom, so you can build a portfolio. .</ P> <P> (1), concept: </ P> <P> a, develop a reasonable spending habits of life, doing well in training and competition at the same time, learn some financial management concepts and knowledge. .</ P> <P> of financial products currently do some to understand, the selection of the objective conditions for their own financial products. .</ P> <P> b, allocation of assets and preferred financial products and develop long-term investment philosophy. .If future income is relatively stable and can be cast to the risk of dilution and smooth market to win in the market and the index of roughly the same income. .</ P> <P> (2), investment portfolio and the implementation of steps </ P> <P> emergency fund set aside for good, and insurance premiums, </ P> <P> 10% purchase money funds, .Money funds have sufficient liquidity and safety. .</ P> <P> 10% buy financial products, 20% of the purchase of bond funds, these two products, a larger safety factor, income is also good </ P> <P> 25% buy the international or domestic stock funds. .Can be cast by way of installments or fixed investment, to reduce the risks of market volatility. </ P> <P> expected rate of return calculation, the weighted average portfolio yield of 6.05%, that in the next 12 .of balanced income and expenditure, existing assets can be turned on some. .Future investment income, respectively, this ratio in the corresponding asset class. .</ P> <P> and Wenna still young, this gold medal, will be her new starting point, its future unlimited. .Should try to maintain a good competitive state to extend the sports career. .At the same time, career planning as early as possible to do so themselves after retirement can also have more stable employment income. .</ P> </ p>.